Privacy Policy

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Thank you for visiting our website. This Website is operated by Maximin, Inc. (referred to hereafter as “Maximin, Inc.”, “we” or “our”). At Maximin, Inc., the protection of your privacy is important to us. We appreciate you placing your trust in Maximin, Inc..

By using this Website, you are providing us consent to use user information obtained through this Privacy Policy, however, Maximin, Inc. wants to reassure its Website users that we will not sell, share or rent user information to others in a manner that is inconsistent with this Privacy Policy. By accessing this Website, you agree to be bound by this Privacy Policy and by our Terms and Conditions of Use then in effect and by all applicable law. If you do not agree to the terms of this Privacy Policy or our Terms and Conditions of Use, please do not use our Website or do so in the manner described below that limits the information that we obtain from your use of this Website. Each time you use our Website, the current version of this Privacy Policy will apply.

If you have any questions about this Privacy Policy, please e-mail us at contact@empowermentfinances.com or send mail to:

Maximin, Inc.
1899 Kentucky Ave STE B, 

Winter Park, Fl 32789

User Information Collection and Use

Maximin, Inc. collects information from users of its Website at several different points and in different ways. Maximin, Inc.'s primary goal in collecting personal information from its users is to provide users with an efficient, meaningful and customized experience. Examples of such instances where Maximin, Inc. may collect personal information, includes, without limitation, when a user:

• Places an order or requests product or service information on-line from Maximin, Inc.
  To use the Website, or certain portions or feature of the Website, a user may be required to first complete an online registration form which will prompt the user to provideMaximin, Inc. certain personal information, including, but not limited to, your name, address, phone number and email address.
• Requests notification of an on-line order’s status using this Website.
• Participates in an on-line sweepstakes, contest or survey.
• The user provides existing credit card information to Maximin, Inc. on-line in connection with a product or service order.
• Submits an e-mail address for use by Maximin, Inc.
• Subscribes to receive e-mail from Maximin, Inc.
• Participates in a click to chat/live chat session.

Maximin, Inc.’s primary goal in collecting any information that personally identifies a user is to fulfill website user requests and orders, to help you quickly find information and services, help Maximin, Inc. to create content on the Website that is more relevant to its users and to alert its users to updated products or services offered by Maximin, Inc. A Website user may be asked to provide contact and/or credit card information in connection with an order. If we have trouble processing an order or request, completing delivery of an order or other similar issue, this contact information will be used by Maximin, Inc. or a third party working on our behalf to contact the user.

Maximin, Inc. Website may retain information from any participant in a click to chat/live chat session. By participating in a click to chat/live chat session, you are agreeing that Maximin, Inc. and any agent representing or working on behalf of Maximin, Inc. can record and/or retain your information. Information provided to click to chat/live chat participants is informational only and should not be relied on as the sole basis for making a decision. Maximin, Inc. and its subsidiaries and/or affiliates are not liable for any information provided and/or the consequences thereof via a click to chat/live chat session.

A user of the click to chat/live chat should not provide personally identifiable information (such as date of birth, social security number, credit card number, etc.) on the click to chat/live chat system. Any user who does so hereby does so at his or her own risk and agrees to release Maximin, Inc. and its subsidiaries and/or affiliates from any liability, damages, or causes of action relating thereto.
You may choose not to provide us with any personally-identifying information. In that case, you can still access and use many portions of our Website; however, you will not be able to access and use those portions of this Website that requires your personal information.

Important Website Terminology

• Cookies. “Cookies” are small, removable pieces of data that are stored by a user’s Internet browser on a user’s computer when this Website is accessed that enables us to track and personalize our websites to enhance each user’s website experience. For instance, by installing a cookie from one of our websites, we can provide you with storage of items in your shopping cart between visits. Most web browsers allow you to exercise control over cookies installed on your computer. You may erase them, block them or have notifications sent to you when a cookie is stored on your computer. However, if a user’s browser refuses the cookie, some of the features and services of this Website may not operate to their fullest or properly.
• Anonymous Data. We collect “anonymous data” when you visit most pages on this Website. Anonymous data is general information about your contact, but does not personally identify you or connect a particular use to you. Your visit does provide us with useful data, but it will not be linked to your personal information, such as your IP (Internet Protocol) address, browser type, operating system, domain name, access times and referring website addresses. Some parts of Maximin, Inc.'s Website use embedded pixel or JavaScript technologies to facilitate your use of the Website and to track general traffic. We use anonymous data to obtain general statistics regarding the use of Maximin, Inc.’s website and its specific web pages and to evaluate how our visitors use and navigate our websites on an aggregate basis. We simply do not link anonymous data, including yours, with any personal data or information.
• Google Analytics. We use certain tools provided by Google, e.g., Google Analytics, Google AdWords Conversion tracker, and other Google services across our websites that place cookies on a user’s browser. These cookies help us personalize the website experience and increase the website’s effectiveness for our visitors. These cookies are set and read by Google. To opt out of Google tracking, please visit http://www.networkadvertising.org/managing/opt_out.asp.
• Google AdWords. We also use Google’s AdWords functions and tools, including cookies, to display our offers and services across the web. We place tags on certain browser pages, and then a third party reads these cookies and may serve an ad via a third party’s website. We use this tool to help bring you offers we think might interest you based upon your past online choices. You may opt out of this service by visiting the following link: http://www.networkadvertising.org/managing/opt_out.asp.

Children’s Online Privacy Protection Act (COPPA)

Maximin, Inc.’s Website is directed to the general public. Consistent with generally accepted good practices, Maximin, Inc. will never knowingly collect any personally identifiable information from users that indicate that they are under the age of thirteen (13).

Your California Privacy Rights

California legislation permits consumers who are California residents to request and obtain from us once a year, free of charge, information about the personal information, if any, we disclosed to third parties for direct marketing purposes within the immediately preceding calendar year. If applicable, this information would include a list of the categories of personal information that was shared and the names and addresses of all third parties with which we shared information within the immediately preceding calendar year.

If you are a California resident and would like to make such a request, please submit your request in writing to:

Maximin, Inc.
1899 Kentucky Ave STE B, 

Winter Park, Fl 32789

California law may also provide you with additional rights regarding your personal information under the law commonly known as the CCPA. These rights may include the right to know the categories of personal information we collect, from where we collect the information, how we use it, and if we disclose, share or sell it to others. Your rights may also include the ability to request we delete your personal information (subject to certain legal exemptions) and the right to tell us not to sell your information.

Privacy Statement-California

This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS supplements the information contained in the Privacy Statement of this website and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.

Information We Collect

We collect personal information when you use our services. This information identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, consumers occupying a single dwelling (household), and/or device (“personal information”). To help the consumer understand what we do and do not collect, the chart below indicates the categories of personal information we generally may collect about consumers within the last twelve (12) months:

Personal information does not include:

Publicly available information from government records.
De-identified or aggregated consumer information.
Information excluded from the CCPA’s scope.

The Sources of the Information We Collect

We obtain the above-described categories of personal information from a variety of categories of sources. Below are categories of sources from which we gather personal information:
Directly and indirectly from:(i) users of this website (www.empowermentfinances.com) tracking tools and when users provide information directly through the website; (ii) social media platforms, like Twitter® or Facebook®; (iii) consumers directly provide us information, for example, through reviews, surveys, contests/sweepstakes; affiliated/related entities; marketing agencies

How We Use the Personal Information We Collect

There are several business or commercial reasons why we collect the personal information we collect. We may use the personal information we collect for one or more of the following business purposes:

• To fulfill or meet the reason for which the information is provided. For example, to ensure products ordered are available.
• To provide you with information, products or services that you request from us.
• To provide you with email alerts, event registrations and other notices concerning our products or services, or events or news, that may be of interest to you.
• To improve our services and website, and present our website contents to you.
• For testing, research, analysis and product development.
• To present you with service reminders and other promotional offers and marketing materials that might be of interest to you.
• To evaluate job applications.
• As necessary or appropriate to protect the rights, property or safety of us, our customers or others.
• To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations as described to you when collecting your personal information or as otherwise set forth in the CCPA.
• To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred.

Sharing Personal Information

In the preceding twelve (12) months, we may sell and/or disclose each of the above-identified categories for our business purposes. This includes but is not limited to, for example:

• Maximin, Inc. and its affiliates, and related entities.
• Third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you.
• Vendors that provide services on our behalf, including hosting and maintaining our website, sending emails and customer communications for us, providing marketing assistance, and sending customer reminders and other advertising.

We do not knowingly collect, disclose or sell the information of any minor.

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

How to Exercise Your CCPA Rights

1. Contact Us

To exercise your rights under the CCPA, please submit a verifiable consumer request by calling us at this telephone number 1 (866) 566-7026 or emailing us at contact@empowermentfinances.com.

You may submit a verifiable consumer request on your own behalf or on the behalf of your minor child.
In addition, you may designate an agent to submit a verifiable consumer request on your behalf for a request to know information or to delete information. However, you must provide the agent written permission authorizing the agent to submit the request on your behalf. The agent must also verify his/her identity with us directly before we will provide him/her your information. This is not required of the authorized agent if you have provided the agent a power of attorney through Probate Court.

An authorized agent must provide the requested proof or we may deny the request. Additionally, the verifiable consumer request must provide sufficient information that allows us reasonably to verify you are the person about whom we collected personal information or an authorized representative. It must also describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us.
Requests are limited. You may only make a verifiable consumer request for access or data portability twice within a 12-month period.

2. Requests

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and verify your request, we will disclose to you:

• The categories of personal information we collected about you.
• The categories of sources for the personal information we collected about you.
• Our business or commercial purpose for collecting or selling that personal information (if applicable).
• The categories of other parties with whom we share that personal information.
  The specific pieces of personal information we collected about you (also called a data portability request).
• If we sold or disclosed your personal information for a business purpose, two separate lists disclosing: sales, identifying the personal information categories that each category of recipient purchased; and disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

Deletion Request Rights

You have the right to request that we delete any of your personal information that we have about you, subject to certain exceptions.

We may deny your deletion request, or fulfill it only in part, based on our legal rights and obligations. For example, we may keep personal information as permitted by the CCPA, such as for tax purposes or to process transactions and facilitate customer requests.

3. Response Timing and Format

Upon receiving your request to know or a request to delete, we will confirm receipt of the request and provide information about how we will process the request, including our verification process. We endeavor to respond to a verifiable consumer request to know and/or to delete within 45 days of its receipt, though we may take up to an additional 45 days (for a total of 90-days) if necessary. Any disclosures we provide may only cover the 12-month period preceding the verifiable consumer request’s receipt.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time.

Contact Information

If you have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Phone: 1 (866) 566-7026
Website: www.empowermentfinances.com 

Email: contact@empowermentfinances.com
1899 Kentucky Ave STE B, 

Winter Park, Fl 32789

Outside Links

This Website may contain external offer links to other websites. You should be aware that other websites may have different privacy policies than Maximin, Inc., and that we cannot control the policies of these other websites. Please note that this Privacy Policy applies solely to the operation of Maximin, Inc.’s Website and the information collected by our Website. While we strongly support the protection of privacy on the Internet, we cannot be responsible for the privacy practices of other websites, the use of information collected by other websites or the content of other websites.
Surveys, Sweepstakes & Contests

Occasionally Maximin, Inc. may request information from users of our Website via surveys, sweepstakes or contests. Participation in these surveys, sweepstakes or contests is completely voluntary, and the users of our Websites have a choice regarding participation and the type of information they disclose. Information requested may include contact information (such as your name and shipping address) and demographic information (such as zip code and age level). We use such information to notify contest winners, to award prizes and to analyze the website traffic to improve the user’s experience on all of our Website. All participation in surveys, sweepstakes and contests is subject to applicable law, the applicable rules and terms and conditions that accompany each of these contests or sweepstakes. These rules, terms and conditions may be accessed at the time of your participation.

Data Sharing and Disclosures

Maximin, Inc. will not trade, sell, or share the personal information you have submitted to any third party, excluding affiliates companies, except that the personal information you provide may be used by any of Maximin, Inc.’s affiliated companies or third-party business partners who may need to use such information to help Maximin, Inc. administer certain promotions, provide technical services for the Website, and address a question or concern about our products and services. We may also share your personal information with third parties so that they may send you product offers, personalized offers and tips or ask you for feedback on how to make Maximin, Inc.’s products and programs better for yourself and others.

Maximin, Inc. may be required to disclose personal information to law enforcement, governmental authorities, or third parties if (i) required to do so by law, search warrant, subpoena, court order or other legal process, (ii) requested by law enforcement or other government authorities, or (iii) Maximin, Inc. believes such action is necessary to protect and defend the rights, property or personal safety of Maximin, Inc. and its Website, visitors to the Website and customers of our products and services.

Please note that because a customer information database is considered a business asset, Maximin, Inc. reserves the right to transfer the database in a merger or sale of some or all of its company or in an action for bankruptcy. Your information will continue to be treated in accordance with this Privacy Policy by the acquiring or merged company unless you are notified and provided an opportunity to change your preferences.

Data Sharing and Disclosures

Maximin, Inc. has taken appropriate precautions to protect user information on our Website. When users submit personally identifiable information, Maximin, Inc. takes commercially accepted and recommended steps to protect that information both on- and off-line. Nevertheless, currently no data transmission over the Internet or method of storage – electronic or otherwise – can be guaranteed to be 100% secure. While Maximin, Inc. strives to protect your information, absolute security cannot be guaranteed.

Special Offers, Account Updates and Opting Out

Maximin, Inc. occasionally sends our customers and the users of our Website announcements and updates, which contain important information about our Website and our product and service offerings, including those from its affiliated companies, which we believe to be of value to our customers and users. To facilitate this, we may enhance or merge the information we collect on our Website with data lawfully obtained from third parties for purposes of marketing products or services to our customers and users.

We may communicate with the users of our Website via e-mail, telephone, mail or fax to provide services, content, product information, notification of offers, discounts or in regard to customer service issues relating to a particular account. The users of our Website are given the opportunity to elect not to receive such marketing communications.

Unsubscribe Option

Our e-mail messages have an “unsubscribe” feature for prior users of our Websites who have become our customers, but do not want to be notified about special offers in the future. At any time, users can “reply” back to the e-mail message and type “unsubscribe” in the subject field. We will remove that e-mail address from our e-mail lists. To ensure proper updating of account information, users with more than one e-mail address are asked to include those in any “unsubscribe” request. Users who do not wish to have postal mail information, phone number or ordering information shared with third party organizations, can opt out by: (i) calling us toll-free at 1 (866) 566-7026; (ii) mail us at 1899 Kentucky Ave STE B, Winter Park, Fl 32789, or (iii) e-mail us at contact@empowermentfinances.com.

Updates to this Policy

Maximin, Inc. continued commitment to protecting the privacy of your personal information may result in periodic changes to this Privacy Policy. Accordingly, Maximin, Inc. reserves the right to change this Privacy Policy from time to time and will notify its users of any changes by posting such change or updated Privacy Policy on this page. Maximin, Inc. encourages you to review this Privacy Policy periodically for any changes and/or updates.
Contact Us

If at any time you wish to contact Maximin, Inc. with any questions regarding our Privacy Policy or data use, please contact us by (i) calling us toll-free at 1 (866) 566-7026; (ii) mail us at Maximin, Inc., 1899 Kentucky Ave STE B, Winter Park, Fl 32789, or (iii) e-mail us at contact@empowermentfinances.com.